Adam McCarthy, Loan Officer
Cross Country Mortgage, LLC

M 214.232.3946
E adam.mccarthy@ccm.com
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With over a decade of experience in the mortgage industry, Adam brings a deep understanding of loan products and a proven ability to navigate complex lending scenarios. Adam’s approach combines extensive product knowledge with creative problem-solving to help clients secure the financing they need. He is committed to delivering personalized solutions and guiding borrowers through every step of the mortgage process with clarity and confidence.

Personal NMLS996365 | Branch NMLS2083600 | Company NMLS3029

Bernie Penados, Loan Officer
Gateway Mortgage

M 469-438-3602
E Bernie.Penados@gatewayloan.com
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I am a bilingual loan officer with many years of experience in the mortgage industry, proudly serving clients throughout the Dallas-Fort Worth area and across the state of Texas. Over the years, I’ve had the privilege of helping a wide range of buyers—from first-time homebuyers to repeat buyers and seasoned investors—achieve their real estate goals. As your Loan Originator, I am committed to walking along-side you through every step of the journey to home ownership; from pre-qualification to guiding you to the home loan that’s right for you from our full suite of products. I will also be available to either take your application personally or guide you through our intuitive, easy-to-use online mortgage application. My dedication to you doesn’t stop once your loan closes – you’ll have a local and trustworthy companion to call on for any of your mortgage needs.

My approach is centered around clear communication, personalized service, and finding the right loan solutions to fit each client’s unique needs. Whether you’re buying your first home or expanding your investment portfolio, I’m here to guide you every step of the way.

Personal NMLS1377629

Paula Medrano, Mortgage Loan Originator
Texas Regional Bank

M 214-507-0227
E pmedrano@trb.bank
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As a seasoned loan officer with over 20 years of experience in the mortgage industry, I am passionate about helping clients achieve their homeownership goals with confidence and clarity. Over the years, I’ve had the privilege of guiding hundreds of individuals and families through every stage of the home financing process – from first- time homebuyers to experienced homeowners - always with focus on personalized service and honest guidance.

I specialize in a wide range of loan programs, including Conventional, Jumbo, FHA, VA and USDA loans, as well as various down payment assistance programs. Whether you are navigating the purchase of your first home, refinancing your current mortgage, or exploring options for low or no down payment, I am here to help you find the best solution for your needs.

I proudly serve clients nationwide and I am bilingual in English and Spanish, ensuring clear communication and seamless experience for a diverse range of borrowers. My commitment is to make the mortgage process as smooth, transparent, and stress-free as possible – because buying a home should be exciting, not overwhelming.

Personal NMLS409925